http://www.californiamortgagerate.com Get the information and insight you need to shop and compare loans for the lowest rate. Stay up-to-date with current mortgage rates and details on refinancing, home equity loans, and mortgage loans, plus free customized rate quotes. Copyright 2006 Fri, 24 Mar 2006 12:06:04 -0800 http://blogs.law.harvard.edu/tech/rss Between the home loan, closing costs, mortgage and title companies, and real estate agents, you'll have a lot going on. Here's a step-by-step guide to buying your first home. http://www.californiamortgagerate.com/mortgage_strategy/advice/buying_a_home_timeline.htm http://www.californiamortgagerate.com/mortgage_strategy/advice/buying_a_home_timeline.htm Mortgage Mon, 20 Mar 2006 09:00:00 -0800 CMR Loans expert columnist Ellise Walsh addresses specific errors commonly made in the mortgage refinancing process... http://www.californiamortgagerate.com/mortgage_strategy/advice/refinance_avoidances.htm http://www.californiamortgagerate.com/mortgage_strategy/advice/refinance_avoidances.htm Mortgage Tue, 07 Feb 2006 09:00:00 -0800 Which is better: cash-out refinancing or a home equity loan? There are three criteria that should guide your decision. http://www.californiamortgagerate.com/mortgage_strategy/advice/getting_cash_out_of_your_house.htm http://www.californiamortgagerate.com/mortgage_strategy/advice/getting_cash_out_of_your_house.htm Mortgage Wed, 01 Mar 2006 09:00:00 -0800 Keeping your credit report accurate can reduce your interest rates while qualifying you for better mortgage programs. http://www.californiamortgagerate.com/mortgage_strategy/advice/what_are_credit_reports.htm http://www.californiamortgagerate.com/mortgage_strategy/advice/what_are_credit_reports.htm Mortgage Wed, 22 Mar 2006 09:00:00 -0800 There's no doubt that we were in a hot real estate market, but things are cooling down and real estate speculation can be risky. We'll see if current mortgage rates still favor the real estate investor, and if you can afford to invest in real estate. http://www.californiamortgagerate.com/mortgage_strategy/advice/wise_investment_to_buy_and_then_rent.htm http://www.californiamortgagerate.com/mortgage_strategy/advice/wise_investment_to_buy_and_then_rent.htm Mortgage Fri, 17 Mar 2006 09:00:00 -0800 CMR home loan help offers advice and an explanation of how ARM loans relate vs. fixed-rate conventional... http://www.californiamortgagerate.com/mortgage_strategy/advice/refinancing.htm http://www.californiamortgagerate.com/mortgage_strategy/advice/refinancing.htm Mortgage Tue, 07 Feb 2006 09:00:00 -0800 Is a home equity line of credit more like a loan or a credit card? Unlock the details on lines of credit. http://www.californiamortgagerate.com/mortgage_strategy/advice/home_equity_line_of_credit_not_your_typical_loan.htm http://www.californiamortgagerate.com/mortgage_strategy/advice/home_equity_line_of_credit_not_your_typical_loan.htm Mortgage Wed, 01 Mar 2006 09:00:00 -0800 Those with debt aren't destined to carry it forever. With these practical tips, people with debt can find ways to stop accumulating and reduce debt. http://www.californiamortgagerate.com/mortgage_strategy/advice/how_to_take_control_of_your_debt.htm http://www.californiamortgagerate.com/mortgage_strategy/advice/how_to_take_control_of_your_debt.htm Mortgage Wed, 01 Mar 2006 09:00:00 -0800 When deciding on the amount of your California mortgage, you should take an interest in condominiums--especially if you can't afford a California single family home. http://www.californiamortgagerate.com/mortgage_strategy/advice/california_mortgages_and_the_condo_craze.htm http://www.californiamortgagerate.com/mortgage_strategy/advice/california_mortgages_and_the_condo_craze.htm Mortgage Wed, 15 Mar 2006 09:00:00 -0800 Banks can really stick it to you when you're paying high interest. Thanks to current low interest rates, refinancing may cut your payments and the term of your mortgage. It's a win-win situation, but there are certain things to consider before refinancing. http://www.californiamortgagerate.com/mortgage_strategy/advice/refinancing_to_a_15-year_fixed_home_mortgage.htm http://www.californiamortgagerate.com/mortgage_strategy/advice/refinancing_to_a_15-year_fixed_home_mortgage.htm Mortgage Tue, 07 Feb 2006 09:00:00 -0800 Get scared by financial terms? Don't worry, home equity is a simple concept, and it can help you get some much-needed cash. http://www.californiamortgagerate.com/mortgage_strategy/advice/the_abcs_of_home_equity_loans.htm http://www.californiamortgagerate.com/mortgage_strategy/advice/the_abcs_of_home_equity_loans.htm Mortgage Wed, 01 Mar 2006 09:00:00 -0800 If you've heard the term "subprime borrower", find out what it means, and learn how figure out if you're one. http://www.californiamortgagerate.com/mortgage_strategy/advice/what_is_a_subprime_borrower.htm http://www.californiamortgagerate.com/mortgage_strategy/advice/what_is_a_subprime_borrower.htm Mortgage Wed, 01 Mar 2006 09:00:00 -0800 After a four year period of artificially low interest rates designed to spur the economy, the Federal Reserve intends to reach "normalcy" in 2006. http://www.californiamortgagerate.com/mortgage_strategy/advice/interest-rate-predictions-for-the-new-year.htm http://www.californiamortgagerate.com/mortgage_strategy/advice/interest-rate-predictions-for-the-new-year.htm Mortgage Mon, 13 Feb 2006 09:00:00 -0800 Deciding when and if a re-mortgage is an appropriate and intelligent financial decision can be perplexing. Our expert advisory team explains the pros and cons of applying for a re mortgage... http://www.californiamortgagerate.com/mortgage_strategy/advice/timing_remortgages.htm http://www.californiamortgagerate.com/mortgage_strategy/advice/timing_remortgages.htm Mortgage Tue, 07 Feb 2006 09:00:00 -0800